HOME LOANS FOR NURSES, MIDWIVES & HEALTH PROFESSIONALS

Health Professional Home Loans: LMI Waived up to 90% LVR

Book your free home loan health check and find out what you could save on your mortgage.
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Graeme Easey
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I highly recommend Russ at REMC finance, super helpful and very accommodating. Give him a try
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Jeremy Jonusas
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Russ helped us secure our second home - he knew the ins and outs and helped us in our specific situation when no one else could! I would recommend Russ for no fuss and for amazing results.
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Andrew Jacobs profile picture
Andrew Jacobs
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I came to Russell with a complicated property purchase on a tight deadline and he delivered. Russell is a honest hard working broker willing to go the extra mile for his clients.
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Courtney Trembath profile picture
Courtney Trembath
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Russ McAdam from REMC Finance helped me purchase a property in Tamworth NSW. Russ was more than helpful in answering all my questions and helping me through the home loan process. He is quick to reply, very knowledgeable and most importantly had my best interests first. I would highly recommend Russ to anyone and will definitely be using him again in the future!
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Diandra Neighbour profile picture
Diandra Neighbour
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If you’re looking for a broker, we would without a doubt recommend chatting to Russ. Russ is knowledgeable and personable. He is communicative without being overbearing, which for us was ideal. Russ went above and beyond at every point of our refinancing journey. Most importantly Russ had our best interests at the forefront. If we were to need a broker in the future we would reach out to Russ again without any hesitation. Thank you Russ!
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Helena Marich
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Russell had helped me with the correct facilities.. residential, rental properties even when I live interstate... to my needs what i wanted product preferences aswell as kept in constant contact with stages and processes... highly recommend 👌 his services
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Romualdo profile picture
Romualdo
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Russ has been really great in his efforts to assist us. He was very patient and helpful in answering all of our questions and made sure we completely understood all details of the process. I would definitely recommend Russ’ services to anyone.
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Michael McEvoy profile picture
Michael McEvoy
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Could not recommend Russ highly enough we had a bit of a difficult refinance with plenty of hoops to jump through and Russ guided us through the process with excellent communication and advice.
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Saige Mitchell profile picture
Saige Mitchell
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I can’t fault Russ when it comes to my experience with him as my broker! He was super helpful and patient answering all of my questions and guiding me along every step of the way. He made buying my first home a breeze. Very grateful for his help and expertise. I definitely recommend Russ and his team!

How Health Professionals Can Save on Their Home Loan

Many lenders offer better deals to eligible health professionals. We help you find the ones you qualify for.

Discounted Interest Rates

Some lenders offer discounted rates for eligible health professionals.

No LMI up to 90% of Property Value

Some lenders waive lenders mortgage insurance for eligible health professionals with as little as a 10% deposit.

Reduced Fees

Some lenders waive or reduce annual and establishment fees for eligible health professionals. We'll show you the full costs of each option.

Lender Offers

Some lenders run cashback or other offers from time to time. We'll tell you what's available when you apply, and whether it's worth it compared with the rate.

Why Use REMC Finance

We will find you a home loan aligned with your financial goals & current lifestyle to set you up for long-term success!

We’ll compare loans from our panel of 40+ lenders and use more than 10 years’ experience in finance to find a loan that suits your situation.

We will take care of everything from start to finish, taking the stress and time out of choosing your mortgage. Throughout every step of the journey we’re just a phone call away to answer any questions that come up.

Russ works with nurses, midwives, doctors and allied health staff across Gunnedah, Tamworth, Narrabri and the North West, in person or by phone and video. Wherever you are in Australia, we can help by phone and online.

How Do I Qualify?

Eligibility varies by lender. Many lenders include registered nurses and midwives, allied health professionals, doctors, specialists and dentists. Common professions are listed below. The list isn’t complete, so ask us if yours isn’t there.

What Happens From Here?

Mortgage broker signing loan paperwork on a tablet

Book a Free Home Loan Health Check With REMC Finance

Get in touch and Russ will arrange a time to chat that suits you.

Signing a personal loan application

We'll Compare Lenders For You

We'll compare lenders on your behalf to find a competitive rate, rebate and loan structure for your situation.

Comparing home loan options on a laptop with printed documents

We'll Respond by the Next Business Day

Depending on the timing of your enquiry, we'll respond by the next business day. Then we'll present the options available to you and help you decide what's best.

Weatherboard family home with a front verandah

Get Your Loan Approved & Start Saving

Once you're happy with the loan, we'll submit for approval and be there for you throughout every step of the process.

Got Questions?

What If My Partner On The Loan Isn't A Healthcare Professional?
Usually that’s fine. With many lenders, only one borrower needs to meet the health professional criteria. The rules vary between lenders, so we’ll check for you.
We have 40+ lenders on our panel, so you have access to a wide range of lenders, including many that offer special deals to health professionals.
Lenders see health professionals as lower risk, because their skills are in demand and their jobs tend to be stable. That’s why some lenders are willing to waive LMI up to 90% LVR and offer lower rates.

A lender will want to see some confirmation of your financial situation before making you an LMI-waived mortgage offer. This usually includes:

  • Confirmation of your employment in your health profession
  • Your current registration with AHPRA (for example, the Nursing and Midwifery Board of Australia or the Medical Board of Australia) or the relevant professional body.

Ready to Get Started?

Contact REMC Finance today for a free consultation. We’ll be happy to answer any questions you have and help you find the perfect finance solution for your needs.