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Car Loans

  • Access 40+ trusted Lenders
  • 10+ years of experience
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Why you should use REMC for your car loan

Let us handle the finance and all you need to do is the test drive. We can have your new car in the driveway in no time.
  • Secured car loans
  • Unsecured car loans
  • New car loans
  • Used car loans
  • Variable or fixed rate
No dealing with banks or car dealerships, we can find the right loan for you free of charge.

About Us

As a local Mortgage Australia Broker, maintaining a great reputation in and around Gunnedah is crucial to the continued success of my business and my standing in the community so you can rest assured knowing I am here to help now, and into the future.

With a Certificate IV in Mortgage Broking and a career kickstarted back in 2001, my experience is not just about numbers but a deep understanding of your needs. As an Authorized Credit Representative (number 550362), I bring a wealth of knowledge and commitment to serving the residents of Gunnedah and the broader community.

Joining forces with one of the country’s largest broking companies, I offer you access to state-of-the-art technology. This means an objective comparison of over 1,650 of the latest financial products from more than 40 lenders, including the prominent Big 4 Banks.

As a member of the Australian Financial Complaints Authority (member number 100050) and the Finance Brokers Association of Australia ( member number M-355105), and backed by professional indemnity insurance covering up to $20,000,000, your peace of mind is my top priority. 

Our Services

Loan Calculator

Find the right Car Loan with REMC Finance

Understand Your Budget and Borrowing Capacity
REMC Finance may begin by reviewing your income, regular expenses, existing debts, and overall financial position. This helps work out what you may comfortably afford before applying for a car loan. Rather than focusing only on what a lender may approve, REMC Finance may help you look at what suits your real budget from week to week. This step may reduce the risk of overcommitting and taking on repayments that place unnecessary pressure on your finances.
One of the main ways REMC Finance may help is by comparing a range of car loan products from different lenders. Instead of approaching one lender and accepting a single offer, REMC Finance may review several options side by side. This may include comparing interest rates, fees, loan terms, repayment flexibility, and approval criteria. Having access to a range of car loan options may make it easier to find one that suits your needs, goals, and budget.
The lowest advertised rate does not always mean the best car loan. REMC Finance may help break down the total cost so you understand more than just the headline figure. This may include application fees, ongoing charges, balloon payments, early repayment fees, and the total amount repaid over the full loan term. Understanding the full picture may help you make a more informed decision and avoid hidden costs that may affect affordability later on.

Different buyers and different vehicles may suit different types of car loans. REMC Finance may help match the finance option to whether you are buying a new car, used car, electric vehicle, family car, or work vehicle. They may also consider how long you plan to keep the vehicle and whether you would benefit from flexible repayments or a shorter loan term. This may help ensure the car loan is suited not only to the car itself, but also to your personal circumstances.
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REMC Finance may also help present your application in a stronger and clearer way. This may include guiding you on which documents are needed, how to verify income properly, and what information lenders are most likely to assess. If your situation is more complex, such as being self-employed, casually employed, or having previous credit issues, REMC Finance may help identify lenders whose car loan criteria are better suited to your profile. This may improve the likelihood of a smoother application process.
Searching for the right car loan on your own may be time-consuming and confusing. Comparing lenders, reading loan terms, filling out paperwork, and understanding finance language may quickly become overwhelming. REMC Finance may simplify the process by narrowing down suitable options and guiding you through each stage. This may save time, reduce uncertainty, and make the experience of arranging a car loan feel more manageable and straightforward.

Loan Repayment

Calculate your loan repayments

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Borrowing Power

Calculate your borrowing power

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Stamp
Duty​

Calculate your stamp duty on a property

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Additional Repayments​

Calculate your stamp duty on a property

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Loan Comparison

Compare different Loans below

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What We Offer

Home Loans

Buying a new home, refinancing or buying an Investment?

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Car Loans

Looking to buy a new car or refinance an existing loan?

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Equipment Loans

Need a new tractor on the farm or adding a new truck to the fleet?

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Personal Loans

Getting away on a holiday or have a large unexpected expense?

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Business Loans

Launching a new business or growing your venture?

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Frequently Asked Questions

What's best, using a credit card or a car loan?

While a credit card may be used for smaller purchases, REMC Finance may help you compare structured car loan options across multiple lenders to find a more suitable and cost-effective solution that aligns with your budget and financial goals.

A car loan calculator may give you an estimate of repayments, but REMC Finance may take it further by assessing your full financial situation and comparing lender options to help you understand what you can realistically afford and choose a suitable loan.
While you may get a car loan from a bank, REMC Finance may help you compare a range of lenders and loan options to find a more suitable solution that aligns with your budget, vehicle choice, and financial goals.
You may get a car loan with REMC Finance by having your finances assessed, comparing options across multiple lenders, and receiving guidance to choose a loan that fits your budget, vehicle choice, and overall financial goals.
Car loan interest may be calculated based on factors like the loan amount, term, interest rate, and fees, and REMC Finance may help you understand the full cost by breaking down repayments and charges so you can compare options with clarity.

Ready to Get Started?

Contact REMC Finance today for a free consultation. We’ll be happy to answer any questions you have and help you find the perfect finance solution for your needs.
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