Services
Why you should use REMC for your home loan
- Talking to different banks and lenders so you don't have to
- Finding the best loan option for you and saving you money
- Helping you prepare your finances and paperwork
- Being a source of knowledge to guide you through the process
REMC Finance: Your Trusted Finance Brokers
More Than Just Home Loans
Alongside home loans, REMC Finance also helps with car loans, whether you are buying a new vehicle or refinancing an existing loan, by comparing options across banks, finance companies, and dealerships.
Support is also available for personal loans, whether the goal is debt consolidation, a major expense, or planned spending, with a focus on options that suit your budget and repayment preferences.
For business owners, assistance extends to business loans, including commercial lending and equipment finance, with solutions tailored to support operations, growth, or specific purchases.
If you are building, construction loans may also be arranged, with guidance around loan structures, lender requirements, and progress payments through each stage.
For clients needing short-term funding between buying and selling property, bridging loans are another option, with support to understand costs, timing, and suitable terms.
There is also help with low doc loans, especially for self-employed clients or those with more complex income structures, including support with documents and lender selection.
What We Offer
Home Loans
Buying a new home, refinancing or buying an Investment?
Car Loans
Looking to buy a new car or refinance an existing loan?
Equipment Loans
Need a new tractor on the farm or adding a new truck to the fleet?
Personal Loans
Getting away on a holiday or have a large unexpected expense?
Business Loans
Launching a new business or growing your venture?
Ready for Loan? Get Started Now !
REMC Finance Services
First Home Buyers
Taking that first step onto the property ladder is exciting, but it can also be confusing. We’ll guide you through the entire process, from pre-approval to settlement, ensuring you understand every step of the way. We’ll help you determine your borrowing capacity, explain the different types of home loans available, and find the right loan to suit your budget and goals.
Next Home Buyers
Looking to upgrade or downsize? We can help you find the right loan to suit your changing needs, whether it’s a larger family home or a smaller investment property. We’ll consider your current equity, your new property goals, and any potential tax implications to ensure you make informed decisions.
Refinancing
Is your current home loan still the right deal? We can help you assess your options and refinance to a more suitable loan, potentially saving you thousands of dollars in interest. We’ll compare interest rates, fees, and features from a wide range of lenders to find the loan that best meets your needs.
Investment Property Loans
Keen to grow your property portfolio? We can help you secure the finance you need to purchase your next investment property. We’ll help you understand the different investment loan options and structure your loan to maximise your returns.
SMSF Loans
Want to invest in property through your self-managed super fund? We have the expertise to guide you through the complexities of SMSF loans. We’ll work closely with your financial advisor to ensure your SMSF loan is structured correctly and meets your retirement goals.
Guarantor Loans
Need help with a deposit? We can explore guarantor loan options to help you secure your dream home sooner. We’ll explain the responsibilities of being a guarantor and help you find a loan that works for both you and your guarantor.
Frequently Asked Questions
Do you charge a fee for an initial mortgage broker consultation?
There is no upfront cost to speak with REMC Finance about your loan options. The first conversation is generally focused on understanding your goals, financial position, and the type of loan that may suit your circumstances.
Can REMC Finance assist with refinancing?
We assist clients who are considering refinancing to secure a more competitive interest rate, reduce repayments, consolidate debt, or access available equity. Providing a few details about your current loan in your enquiry may help shape the discussion around suitable options.
Do you work with self-employed borrowers?
Yes, REMC Finance may assist self-employed borrowers in exploring home loan options. Requirements often vary between lenders and may depend on factors such as business structure, income documentation, trading history, and overall financial position.
Can I contact you while still comparing loan options?
Yes. REMC Finance welcomes enquiries from people who are still researching the market, comparing loan products, or trying to better understand their borrowing capacity. There is no need to be ready to submit an application before making contact.
Can REMC Finance help with pre-approval?
We assist clients through the pre-approval process. This may be helpful for buyers who want a clearer understanding of their budget before making an offer, as well as what lenders are likely to assess during the application stage.
